Virtual POS and Payment System Integration

Virtual POS and Payment System Integration

Payment system integration connects your site to a bank virtual POS or a payment institution so it can accept card payments. The flow is built with 3D Secure verification, the result of each transaction is written back to the order, and refund processes are defined.

Choosing a Provider

Bank virtual POS products and payment institutions differ on commission rate, instalment options, how quickly money reaches your account and application requirements. Before setup, the options are compared against your business model so you decide with the numbers in front of you.

3D Secure and Security

Payments are taken with 3D Secure verification and card details are never stored on your site. The result is verified on the provider side, and failed or abandoned payments are handled as separate states, which prevents an unpaid order from being prepared.

Instalments and Refunds

Instalment options are configured according to your provider agreement and campaign instalment structures can be set up. Refunds and partial refunds are connected so they can be managed from the panel.

Testing and Go-Live

The setup is tried end to end with test cards: successful payment, failed payment, cancellation, refund and 3D verification are each tested separately. Go-live follows once every scenario is verified.

Pricing

Pricing depends on how many providers are connected, your site platform and the complexity of instalment and refund rules. Bank and payment institution commissions are not included.

Let us discuss which provider fits you and set the payment infrastructure up together.